Pradhan Mantri Awas Yojana – Urban. Sabka Sapna Ghar ho apna. awas aur sahari garib upshan mantralye bharat sarkar. ICICI Bank offers “Credit Linked Subsidy Scheme” for EWS and LIG categories under Pradhan Mantri Awas Yojana. The scheme was announced by our Honourable Prime Minister Narendra Modi and envisages the vision of housing for all by the year 2022.
Pradhan Mantri Awas Yojana toll free helpline
- 1800113377
- 1800113388
- 1800116163
Pradhan Mantri Awas Yojana- Housing for All (Urban)
At the slum decadal growth rate of 34%, the slum households are projected to go upto 18 million. 2 million non-slum urban poor households are proposed to be covered under the Mission. Hence, total housing shortage envisaged to be addressed through the new mission is 20 million.
The Mission is being implemented during 2015-2022 and provides central assistance to Urban Local Bodies (ULBs) and other implementing agencies through States/UTs for:
- In-situ Rehabilitation of existing slum dwellers using land as a resource through private participation
- Credit Linked Subsidy
- Affordable Housing in Partnership
- Subsidy for beneficiary-led individual house construction/enhancement.
Credit linked subsidy component is being implemented as a Central Sector Scheme while other three components as Centrally Sponsored Scheme (CSS).
All statutory towns as per Census 2011 and towns notified subsequently would be eligible for coverage under the Mission.
In the spirit of cooperative federalism, mission provides flexibility to the States for choosing the best options amongst four verticals of mission to meet the demand of housing in their states. Process of project formulation and approval in accordance with the mission Guidelines has been left to the States so that projects can be formulated, approved and implemented faster
A Technology Sub-Mission under the Mission has been set up to facilitate adoption of modern, innovative and green technologies and building material for faster and quality construction of houses. Technology Sub-Mission also facilitates preparation and adoption of layout designs and building plans suitable for various geo-climatic zones. It will also assist States/Cities in deploying disaster resistant and environment friendly technologies.
Pradhan Mantri Awas Yojana in a tabular format:
| Parameters | Details |
| Scheme Name | Pradhan Mantri Awas Yojana |
| Launch Date | 25th June, 2015 |
| Estimated Time for Completion | 7 years (2022) |
| Primary Objective | Providing affordable houses to Indian citizens |
| Number of Houses to be Built | 2 crores + |
| Primary Target Group | Poor people of India belonging to LIG and EWS groups. LIG stands for low income group and EWS stands for Economically Weaker Sections |
| Primary Target Area | LIG and EWS people of urban areas |
| Scope of Scheme | Across India |
| Previous Name | Housing for All scheme |
| Launched by | Prime Minister Narendra Modi |
Phase I
| Phase | I (one) |
| Target Date of Start | April 2015 |
| Target Date of Ending | March 2017 |
| Number of Cities Targeted | 100 cities in India |
| What to Expect? | Development and completion of affordable houses under the scheme. |
Phase II
| Phase | II (two) |
| Target Date of Start | April 2017 |
| Target Date of Ending | March 2019 |
| Number of Cities Targeted | 200 cities in India |
| What to Expect? | Development and completion of affordable houses under the scheme. |
Phase III
| Phase | III (three) |
| Target Date of Start | April 2019 |
| Target Date of Ending | March 2022 |
| Number of Cities Targeted | All remaining cities in India |
| What to Expect? | Development and completion of affordable houses under the scheme. |