Facebook is already handling your social life but now Facebook wallet turns your messenger into payment wallet. Now while chatting you can pay to your friends family or a merchant by using payment option in Facebook messenger wallet.In this you have too just linked your debit/credit card to Facebook account and using Facebook pay option you can pay the money its so easy now you don’t need to turn your net banking, pay-pal or other sources and the most amazing thing is Facebook is giving this service free of cost so now enjoy social life with payments too.
Getting Started
How do I send or receive money in Messenger?
You can send or receive money in Messenger (ex: send your friend $10 for lunch or receive $500 from your roommate for rent) after you add a debit card issued by a US bank to your account.
To send money:
- Open a chat with the person you want to send money to
- Click
and enter the amount you want to send - Click Next to add your debit card and then click Pay
If you’re using your smart phone to send or receive money in Messenger, first make sure that you have the latest version of the Messenger app installed. If you don’t see , tap 
to find it.
, tap to find it.To receive money:
- Open the conversation containing the money
- Click Add Card in the conversation and add your debit card to receive money
Keep in mind your bank may take up to 3 business days to make the money available to you.
How do I know if I can send or receive money in messages?
You can send or receive money in messages if you and your friend:
- Live in the United States
- Are at least 18 years old
- Add a Visa or Mastercard debit card issued by a US bank to your accounts
- Set your preferred currency to US dollars
- Aren’t disabled from sending or receiving money on Facebook
How do I request money from a friend in a message?
- Open a chat with the friend you want to request money from
- Click
- Click Request at the top of the tab and enter the dollar amount you want to receive (ex: $10)
- Click Request
To send money back to your friend:
- Open the chat with the friend who requested money
- Click Pay below the dollar amount in the message (ex: $10)
How do I decline money someone sent me in a message?
You can only decline money someone has sent you if you haven’t added a debit card issued by a US bank to your account.
To decline money someone has sent you:
- Open the conversation containing the money someone sent you
- Click Add Debit Card
- Click Next
- Click Decline Payment at the bottom
Will Facebook charge me to send or receive money in messages?
No, Facebook won’t charge you to send or receive money over messages. This feature is free for everyone who can use it.
What payment options can I use to send or receive money in messages?
You can send or receive money in messages using a Visa or Mastercard debit card issued by a US bank. We currently use debit cards so we can deposit the money you receive into your bank account. Keep in mind you should never give anyone your payment info.
We currently don’t support the following payment methods:
- Credit cards
- Prepaid cards (ex: Google Wallet, H&R Block Emerald)
- Reloadable prepaid cards
- PayPal
- Government-issued bank cards for Social Security, Medicare, Medicaid, unemployment or disability
- Preloaded health care flexible spending cards
Can I send or receive money in messages for my personal business?
No, sending or receiving money in messages should only be done with your friends and family. If you send or receive money in messages for your personal business, you may lose the option to use payments features on Facebook (ex: Payments in Messenger, ads).
Keep in mind you should never ask anyone for their payment info in messages.
How long does it take to receive money in messages?
Once you’ve added a debit card issued by a US bank to your account, money is transferred right away, but your bank may take up to 5 business days to make it available to you.
If you’ve been sent money but it hasn’t appeared in your account after 5 business days, try contacting your bank by calling the number on the back of your debit card.
If you’re still having issues, let us know.
Can I send or receive money in a group conversation?
These instructions are for using messages on facebook.com. For help with the Messenger app or messenger.com, visit the Messenger Help Center.
You can send money to or receive money from one friend at a time while in a group conversation.
To send money in a group conversation:
- Start a group conversation with your friends
- Click and select a friend you want to send money to
- Enter the amount you want to send and click Pay
Keep in mind everyone in the group conversation can see the amount of money that’s sent or received.
Account Management :-
How do I add or remove a payment method from my account?
To add or remove a payment method from your account:
- Click
in the top right of Facebook and select Settings. - Click Payments in the left menu.
- Click Account Settings.
- Below Payment Methods, click Add Payment Method to add a new one. To remove a payment method, click Remove.
If you receive an error that says you have too many cards on file or if you’re still having trouble, let us know.
Note: If your credit card is the primary payment method for your Facebook Ads account, you won’t be able to remove it unless you add a new payment method from your ads manager. You can also close your Facebook Ads account to stop all advertising and remove all cards from your account.
How do I require a password or PIN when sending money in Messenger?
To turn your Facebook password on or off when sending money in Messenger:
- Click in the top right of Facebook and select Settings
- Click Payments in the left menu
- Click Account Settings
- Below Preferences, select On or Off next to Password
How do I see a history of my payments in messages?
To view a history of your payments in messages:
- Click in the top right of Facebook and select Settings
- Click Payments in the left column
- Click the dollar amount next to the person you sent money to or received money from
How do I pay or decline requests for money I’ve received in messages?
To pay someone who requested money from you:
- Go to the conversation where someone requested money from you
- Click Pay below the amount that was requested
To decline a request for money:
- Go to the conversation where someone requested money from you
- Click Decline below the amount that was requested
Note: If someone has already sent you money, you can only decline it if you haven’t added a debit card issued by a US bank to your account.
Can I cancel money after I send it in a message?
No, you can’t cancel money after you send it in a message.
If you accidentally send money to someone in a message, you can:
- Ask them to send the money back.
- Ask them to decline the money if they haven’t added a debit card to their account yet. If the payment isn’t accepted after 7 days, it’ll be automatically canceled.
- Require a password/PIN each time you send money so you can review your transaction before sending.
Note: If your money is sent back to you or is declined, your bank may take up to 3-5 business days to make it available to you.
Security
What can I do to keep my account safe when sending and receiving money in messages?
Here are a few things you can do to keep your account safe when sending and receiving money in Messenger:
- Set up a PIN/password for your account
- Only send to or receive money from people you know
- Watch out for common money scams
- Report scammers who message you
- Turn on login approvals for your account
- Never click suspicious links, even if they come from a friend you know
- Don’t accept friend requests from people you don’t know
- Always log in at www.facebook.com
- Never tell anyone your account password or debit card info
What are some common money scams I should look out for when sending or receiving money in messages?
In the rare case there is a money scam on Facebook, cyber criminals will either create fake accounts or hack into existing Facebook accounts of people you may know. The fake or compromised accounts will then try to trick you into giving them money by sending you personalized messages. If a scammer tries to message you, report them.
Here are some common money scams you should look out for when sending and receiving money in messages:
- Romance scams: Romance scammers typically send romantic messages to people they don’t know, often pretending to be divorced, widowed or in a bad marriage. In order to pay for things like flights or visas, they’ll engage in online relationships in hopes of receiving money. They may use photos they’ve found online of representatives from official institutions like the military, or government agencies. Their goal is to gain your trust, so the conversations may continue for weeks before they ask for money.
- Lottery scams: Lottery scams are often carried out from accounts impersonating someone you know, or fake profiles pretending to represent an organization. The messages will claim that you’re among the winners of a lottery and that you can receive your money for a small advance fee. The scammer may ask you to provide personal information, such as your physical address or bank details.
- Donation scams: These scams are done by accounts impersonating famous religious figures, or by accounts pretending to be representatives from various charities or orphanages. In the messages, the scammers will ask for donations.
- Inheritance scams: The scammer will claim to be a lawyer or from another legal authority, pretending to represent the estate of a deceased person. The messages will state that you’re entitled to the inheritance. The scammer may ask you to provide personal information such as your physical address or bank details.
- Loan scams: Loan scammers send messages and leave posts and comments on Pages and in Groups offering, or claiming to know someone offering, instant loans at a low interest rate for a small advance fee.
To protect yourself from scammers, watch out for the following:
- People asking you for money who you don’t know in person
- People asking you for advance fees in order to receive a loan, prize or other winnings
- People asking you to move your conversation off of Facebook (ex: a separate email address)
- People claiming to be a friend or relative in an emergency
- Poor spelling and grammatical mistakes
Learn more about keeping your account secure.
How do I report scammers or suspicious activity when sending or receiving money in messages?
These instructions are for using messages on facebook.com. For help with the Messenger app or messenger.com, visit the Messenger Help Center.
If you encounter scammers or suspicious activity when sending or receiving money in messages, let us know.
Privacy
What information is shared or stored when I spend money on Facebook?
We value the trust you place in us and take many precautions to prevent unauthorized access to information you’ve saved on Facebook.
When you spend money on Facebook, we may share your contact or shipping info with sellers and their service providers according to our data policy. However, we don’t share your payment card info or third-party payment login info with sellers or with the recipients of a donation.
Facebook may also store your info so you don’t have to enter it again when you make a future purchase. If you don’t want us to store your payment info for future use, you can remove the payment methods you’ve added to your account.
Learn more about how we protect your payment info.
Do I have to save my debit card info when sending or receiving money in messages?
When you send or receive money in messages, we securely store your debit card informationafter you enter it for the first time. This allows you to send or receive money later without having to re-enter your info.
If you don’t want us to store your debit card info for future use, you can remove it from your payment methods. Keep in mind that if you remove your debit card, you won’t be able to send or receive money until you add a new card.
Troubleshooting
Why did my message transaction fail?
If you’re trying to send money in a message and it’s not working, it may be because:
- Your friend declined the money or didn’t add a Visa or Mastercard debit card issued by a US bank to their Facebook account.
- Your friend’s payments are disabled.
- There may be issues with your debit card. Try contacting your bank by calling the number on the back of your debit card.
If you’re still having issues after talking with your bank, let us know.
Contact Us
How do I contact Facebook for help with payments in messages?
If you need help with payments in messages, first make sure you’re able to send or receive money.
If you’re still having issues, let us know.