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postpe is the only shopping and payment platform you need that lets you shop now and pay next month, for anything and everywhere from golgappas to mobile phones. It enables financial freedom and better tracking of monthly spending. It provides you with an interest-free credit for up to 30 days and an option to convert your bill into low-interest EMIs.
PostPe Referral Code 2021:
Join PostPe and earn Free Upto Rs 100 Cash Rewards. PostPe Use and Earn Free Scratch Card. You can Earn More Money By Referring Friends.
| PostPe Referral Code | Click Here |
|---|---|
| Using Referral Code Get | Free Rs 100 |
| Earn per Referral | 5% |
| Invite a Friend program | Only For App |
| PostPe Redeem | Bank Account |
Download APK PostPe App Referral Code Free Cash:
- Click Here & Download PostPe App
- Register with New Account Enter Pan >> Aadhar Card Verify >> Bank Account Select
- After Successfully Login into the App
- You will Get Free Rs 1000 PostPaid Credit
- You can Use this Money Every Where
- That’s it Enjoy
How to use postpe?
Download the postpe app
Sign up using the phone number or WhatsApp
Complete your KYC
Start transacting with postpe
Refer to your friends. Earn up to 5% cashback
Scan and Pay – Scan QR codes to pay using postpe at shops anywhere. This is done via the limit that’s assigned to you. While paying on month-end, you can settle in full or convert your bill into easy EMIs
- postpe Card – it can be used anywhere for online and offline shopping.
- Cashbacks and Rewards – Unlock cashback and rewards at multiple places
- Refer and Earn – Invite your friends and earn up to 5% cashback
- Easy EMI – Pay in full or convert to low-interest EMIs
- One Bill, Multiple Transactions – postpe aggregates all your transactions and generates one bill for repayment next month
- No charge – No annual fee, absolutely no hidden charges
When do I have to repay?
Bill is generated on the 1st of every month. You can repay within five (5) days of bill generation or convert to EMIs.
You can pay your bill using any UPI app, debit card, and net banking.
EMI calculation:
postpe extends a credit line between Rs. 1,000 to Rs. 10,00,000 with instant approval and no collateral. The interest rates range from 15% to 20% per annum with a loan tenure of 3 to 6 months.
An example:
- Amount converted into EMI: Rs. 1,00,000
- Tenure: 6 months
- Interest Rate (APR): 18% per year
- Repayment Amount: Rs. 1,09,000
- Total Interest Payable: Rs. 100,000 x (18%/12)*6 (6 months) = Rs. 9,000
- Processing Fees (incl. GST): Rs. 0
- Monthly installment (EMI): Rs. 18,166.67
- Total Cost of the Loan: Interest Amount + Processing Fees = Rs. 9,000 + Rs. 0= Rs. 9,000
Permissions:
As per the National Payments Corporation of India (NPCI) regulations, it is mandatory to enable SIM binding (Send and Receive SMS) from the user’s device to authenticate and authorize payments. We will also need to take permissions like Location and Contacts to provide us with additional data points that enable our partners to underwrite you better.
Contact Us:
Reach out to us for any queries, feedback, and suggestions. Our contact details are as follows:
- Address: A45, Second Floor, Corner Market, Malviya Nagar, New Delhi 110017, India
- Email: [email protected]
- Website: postpe.app