Top 5 Lifetime Free Credit Cards in India 2021 with Exclusive Benefits

Top 5 Lifetime Free Credit Cards in India 2021 with Exclusive Benefits

Top 5 Lifetime Free Credit Card in India 2021 which have got exclusive benefits on your Online Shopping, Offline Shopping, Food, Utility Bills, Fuel, Entertainment, and much more. This Credit Card you don’t have to pay any joining or annual fees for this card. Below Mention Top 5 Best Credit Card to Get Lifetime Free Validity without annual charges.

Top 5 Lifetime Free Credit Card in India 2021:

Join free lifetime credit card for Indian users. Below Mention Top 5 Credit Card who Get Best Deals and Offers. This Credit Card No need any joining fees and Annual Fees.

Credit Card NameJoining Links
ICICI Bank Amazon Pay Credit CardClick Here to Apply
ICICI Platinum Lifetime Free Credit CardClick Here to Apply
HSBC Visa Platinum Credit CardClick Here to Apply
Kotak Bank Royale Signature Credit CardClick Here to Apply
Axis Bank Insta Easy Credit CardClick Here to Apply

ICICI Bank Amazon Pay Credit Card:

We bring you a credit card in an exclusive partnership with ‘Amazon Pay’, that pays you back. The ICICI issued Amazon Pay card is the best option available for those who frequently shop on Amazon. The 5% cashback for Amazon Prime members and 3% cashback for non-Prime members is the highlight of this card and the best for individuals interested in an Amazon specific option. Earn even while you spend and enjoy benefits on every purchase you make with the Amazon Pay ICICI Bank Credit Card. Here’s a look at some of the benefits of this credit card.

  • You earn 5% back on the purchases you make through Amazon India if you are an Amazon Prime member.
  • You earn 3% back on the purchases you make through Amazon India even if you are not a member of Amazon Prime.
  • Use this card on Amazon Pay and you earn 2% back on the payments you make to over 100 partner merchants of Amazon Pay.
  • You earn 1% back on all your other expenses, such as shopping, dining, insurance payments, travel costs and so much more.

Save even when you spend and enjoy special privileges with the Amazon Pay ICICI Bank Credit Card. This is a card that pays you back, everywhere and every time. It is a card made exclusively for you, so there is no limit to your celebrations.


ICICI Platinum Lifetime Free Credit Card:

Your ICICI Bank Credit Card entitles you to earn PAYBACK Points on your transactions. PAYBACK, India’s largest Reward Programme, has powered ICICI Bank Rewards to bring you a suite of exciting rewards from your everyday spending. Features & Benefits of Lifetime Free ICICI Instant Platinum Credit Card. It offers an assured credit card at zero annual fees without any income documents, given that you make a fixed deposit with the ICICI Bank. It offers global emergency support service and card replacement assistance. The ICICI Bank Platinum Chip Credit Card offers you great value as a no-frills, easy to manage card with these exciting benefits:

Joining & Annual Fees

  • Joining Fee – NIL  
  • Annual Fee (Second year onwards) – NIL  
  • Supplementary Card Fee – NIL
  • Overdue interest on extended credit and cash advances – 3.40% per month (40.80% annualized)
  • You can avail of this card if you are more than 23 years old

HSBC Visa Platinum Credit Card:

The HSBC Visa Platinum Card offers you unsurpassed offers and rewards, with instant recognition and exclusive privileges. Take the first step towards a world of incredible experiences. HSBC VISA Platinum credit card is best suited for shopping, dining and fuel purchases. The cardholder can also earn reward points and get access to a host of other premium services from the bank including concierge services, zero lost card liability and emergency card replacement.

Key features:

  • Nil joining and annual fees
  • Introductory benefits up to INR2,250 with 3 complimentary airport lounge access at domestic & international lounges or 3 AirDine (meal)vouchers
  • Air miles conversion on InterMiles, British Airways and Singapore Airlines
  • 5-times (5X) rewards on subsequent purchases made after crossing spend amount of INR400,000 with a max 15,000 accelerated reward points in an anniversary year
  • Up to INR 3,000 annual savings on fuel surcharge

Kotak Bank Royale Signature Credit Card:

The Kotak Bank Royale Signature credit card is a card which offers rewards and benefits across various categories such as dining, travel, and shopping. This card is best for travel, dining and shopping. It comes in two types so you can choose according to your budget. Thus, its really very good for travelers as one get free lounge access at airports in India. At Kotak Mahindra Bank, we understand the diversity of our customer’s needs. Hence Kotak Bank offers a wide range of credit cards based on your buying preferences. We have categorized our credit card rewards centred on your preferences such as entertainment, shopping, dining, travel and lounge access.


Axis Bank Insta Easy Credit Card:

Insta Easy Credit Card Get your credit card over-the-counter, with minimal documentation and guaranteed approval. Insta Easy Credit Card The Axis Bank Insta Easy Credit Card is a chip & pin enabled credit card that puts your banking experience at ease by issuing the card against your Fixed Deposit with Axis Bank. You can avail of cash withdrawal of up to 100% of the limit on your credit card. Moreover, you will get a free credit period of up to 50 days on any purchases made on your card, with no charges levied. Besides, you have the flexibility to choose your own credit limit.

Features and Benefits:

  • Flexible Credit Limit: Get a credit limit of your choice upto a maximum of 80% of the FD principal value.
  • Fuel Surcharge waiver: Get 1% fuel surcharge waiver on all fuel transaction in India.
  • Enjoy Free Credit for 50 days: No extra charges on purchase-transactions for up to 50 days
  • Dining Delights: Indulge in delectable cuisines with Axis Bank’s ‘Dining Delights’ offering a minimum 15% off at our partner restaurants in india.

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